Life can change in an instant. One day, everything seems fine, and the next, you or a loved one may require long-term care due to an illness, accident, or sudden decline in health. When that happens, the cost of nursing home or in-home care can be overwhelming—often exceeding $100,000 per year. If you’re facing this situation and worried about how to pay for care without losing your life savings, Medicaid crisis planning can help.